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24px);--tm-row-space-medium:clamp(28px, 2.75vw, 40px);--tm-row-space-default:clamp(40px, 4vw, 56px);--tm-row-space-large:clamp(56px, 5.5vw, 80px);--tm-row-space-pale:var(--tm-row-space-default);--tm-row-space-navy:var(--tm-row-space-default);--tm-row-space-orange:var(--tm-row-space-default);--tm-row-space-pale-compact:var(--tm-row-space-medium);--tm-row-space-navy-compact:var(--tm-row-space-medium);--tm-row-space-orange-compact:var(--tm-row-space-medium);--tm-section-space:var(--tm-row-space-pale);--tm-section-space-compact:var(--tm-row-space-pale-compact);--tm-section-space-navy:var(--tm-row-space-navy);--tm-section-space-navy-compact:var(--tm-row-space-navy-compact);--tm-section-space-orange:var(--tm-row-space-orange);--tm-section-space-orange-compact:var(--tm-row-space-orange-compact)}.tm-roi-range{--roi-progress:50%;appearance:none;cursor:pointer;background:linear-gradient(to right, var(--color-tm-coral) 0, var(--color-tm-coral) var(--roi-progress), #e1e3e7 var(--roi-progress), #e1e3e7 100%) center / 100% 6px no-repeat;border:0;border-radius:999px;outline:none;width:100%;height:24px;margin:0}@supports (color:color-mix(in lab, red, red)){.tm-roi-range{background:linear-gradient(to right, var(--color-tm-coral) 0, var(--color-tm-coral) var(--roi-progress), color-mix(in srgb, var(--color-tm-navy) 12%, white) var(--roi-progress), color-mix(in srgb, var(--color-tm-navy) 12%, white) 100%) center / 100% 6px no-repeat}}.tm-roi-range:focus-visible{outline:3px solid #4f43df59}@supports (color:color-mix(in lab, red, red)){.tm-roi-range:focus-visible{outline:3px solid color-mix(in srgb, var(--color-tm-purple) 35%, transparent)}}.tm-roi-range:focus-visible{outline-offset:3px}.tm-roi-range::-webkit-slider-runnable-track{background:0 0;border:0;height:6px}.tm-roi-range::-webkit-slider-thumb{appearance:none;border:3px solid var(--color-tm-coral);background:#fff;border-radius:999px;width:22px;height:22px;margin-top:-8px;box-shadow:0 2px 7px #02163933}.tm-roi-range::-moz-range-track{background:0 0;border:0;height:6px}.tm-roi-range::-moz-range-progress{background:var(--color-tm-coral);border-radius:999px;height:6px}.tm-roi-range::-moz-range-thumb{border:3px solid var(--color-tm-coral);background:#fff;border-radius:999px;width:16px;height:16px;box-shadow:0 2px 7px #02163933}:root{--tm-type-display-size:clamp(36px, 5vw, 64px);--tm-type-hero-size:clamp(40px, 5vw, 56px);--tm-type-feature-heading-size:clamp(38px, 4vw, 54px);--tm-type-section-heading-size:clamp(36px, 4vw, 46px);--tm-type-compact-section-heading-size:clamp(30px, 3vw, 38px);--tm-type-post-title-size:clamp(28px, 3vw, 33px);--tm-type-post-standfirst-size:17px;--tm-type-byline-size:14px;--tm-type-byline-date-size:13px;--tm-type-profile-title-size:clamp(30px, 3vw, 34px);--tm-type-card-title-size:20px;--tm-type-lead-size:18px;--tm-type-long-form-size:17px;--tm-type-body-size:16px;--tm-type-eyebrow-size:13px;--tm-type-pill-eyebrow-size:11px;--tm-type-caption-size:13px;--tm-type-meta-size:14px;--tm-coral:var(--color-tm-coral);--tm-coral-dark:var(--color-tm-coral-dark);--tm-cta-primary:var(--color-tm-cta-primary);--tm-cta-primary-hover:var(--color-tm-cta-primary-hover);--tm-coral-soft:var(--color-tm-coral-soft);--tm-coral-50:var(--color-tm-coral-50);--tm-navy:var(--color-tm-navy);--tm-purple:var(--color-tm-purple);--tm-purple-dark:var(--color-tm-purple-dark);--tm-purple-soft:var(--color-tm-purple-soft);--tm-pill-green:var(--color-tm-pill-green);--tm-pill-ochre:var(--color-tm-pill-ochre);--tm-light-surface:var(--color-tm-cream);--tm-page-bg:var(--tm-light-surface);--tm-cream:var(--tm-light-surface);--tm-yellow-cream:var(--tm-light-surface);--tm-yellow-warm:var(--tm-light-surface);--tm-yellow-1:var(--tm-light-surface);--tm-grey:var(--color-tm-grey);--tm-grey-desc:var(--color-tm-grey-desc);--tm-grey-line:var(--color-tm-grey-line);--tm-white:#fff;--tm-black:var(--tm-navy);--tm-radius-sm:8px;--tm-radius-md:12px;--tm-radius-lg:14px;--tm-radius-xl:24px;--tm-shadow-soft:var(--shadow-soft);--tm-shadow-card:var(--shadow-card);--tm-shadow-mega:var(--shadow-mega);--tm-header-h:80px;--tm-container:1296px;--tm-font:var(--font-dm-sans), system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;--tm-control-border:var(--color-tm-control-border);--tm-control-height-default:44px;--tm-control-height-large:48px;--tm-control-height-header:48px;--tm-control-radius:var(--radius-tm-control);--tm-focus-ring:#4f43df47}.tm-action{min-height:var(--tm-control-height-default);border-radius:var(--tm-control-radius);font-family:inherit;font-size:var(--tm-type-body-size);white-space:nowrap;cursor:pointer;border:0;justify-content:center;align-items:center;gap:.5rem;padding:.625rem 1.5rem;font-weight:700;line-height:1.2;text-decoration:none;transition:color .15s,background-color .15s,border-color .15s,box-shadow .15s;display:inline-flex}.tm-action:focus-visible{box-shadow:0 0 0 4px var(--tm-focus-ring);outline:0}.tm-action:disabled,.tm-action[aria-disabled=true]{pointer-events:none;cursor:not-allowed;opacity:.5}.tm-action>svg{flex-shrink:0;width:1rem;height:1rem}.tm-action--sm{min-height:36px;padding:.5rem .75rem}.tm-action--lg{min-height:var(--tm-control-height-large);padding:.875rem 1.75rem}.tm-action--icon{width:var(--tm-control-height-default);min-width:var(--tm-control-height-default);padding:0}.tm-action--clear{min-height:0;padding:0}.tm-action--primary{background:var(--tm-cta-primary);color:#fff}.tm-action--primary:hover{background:var(--tm-cta-primary-hover);color:#fff}.tm-action--secondary{background:var(--tm-purple);color:#fff}.tm-action--secondary:hover{background:var(--tm-purple-dark)}.tm-action--outline{border:1.5px solid var(--tm-control-border);color:var(--tm-navy);background:0 0}.tm-action--outline:hover{border-color:var(--tm-navy)}.tm-action--light{color:var(--tm-navy);background:#fff}.tm-action--ghost{color:var(--tm-navy);background:0 0}.tm-action--ghost:hover{background:var(--tm-purple-soft);color:var(--tm-purple)}.tm-action--text{min-height:0;color:var(--tm-coral);background:0 0;padding:0}.tm-action--text:hover{color:var(--tm-cta-primary-hover);text-underline-offset:4px;text-decoration:underline}.tm-action--destructive{background:var(--destructive);color:#fff}.tm-skip-link{z-index:2000;border-radius:var(--radius-tm-control);background:var(--color-tm-navy);color:#fff;min-height:44px;font-size:var(--tm-type-body-size);padding:10px 18px;font-weight:700;line-height:1.5;text-decoration:none;transition:transform .15s;position:fixed;top:12px;left:12px;transform:translateY(calc(-100% - 24px))}.tm-skip-link:focus-visible{outline:3px solid var(--color-tm-focus-ring);outline-offset:3px;transform:translateY(0)}:is(.tm-type-display,.tm-richtext--display :where(h1)){font-size:var(--tm-type-display-size);letter-spacing:-.025em;font-weight:700;line-height:1.125}:is(.tm-type-hero,.tm-richtext--hero :where(h1)){font-size:var(--tm-type-hero-size);letter-spacing:-.02em;font-weight:700;line-height:1.08}.tm-type-feature-heading{font-size:var(--tm-type-feature-heading-size);letter-spacing:-.035em;font-weight:700;line-height:1.08}:is(.tm-type-section-heading,.tm-richtext--section-heading :where(h2)){font-size:var(--tm-type-section-heading-size);letter-spacing:-.035em;font-weight:700;line-height:1.1}.tm-type-compact-section-heading{font-size:var(--tm-type-compact-section-heading-size);letter-spacing:-.03em;font-weight:700;line-height:1.12}.tm-type-post-title{font-size:var(--tm-type-post-title-size);letter-spacing:-.02em;font-weight:700;line-height:1.17}.tm-type-post-standfirst{font-size:var(--tm-type-post-standfirst-size);font-weight:400;line-height:1.6}.tm-type-byline{font-size:var(--tm-type-byline-size);letter-spacing:normal;font-weight:400;line-height:1.45}.tm-type-byline-date{font-size:var(--tm-type-byline-date-size);letter-spacing:normal;font-weight:400;line-height:1.45}.tm-blog-article :where(p,li,blockquote,figcaption){font-weight:400}.tm-type-profile-title{font-size:var(--tm-type-profile-title-size);letter-spacing:-.03em;font-weight:700;line-height:1.1}.tm-type-card-title{font-size:var(--tm-type-card-title-size);letter-spacing:-.015em;font-weight:700;line-height:1.25}:is(.tm-type-lead,.tm-richtext--lead :where(p)){font-size:var(--tm-type-lead-size);font-weight:500;line-height:1.55}.tm-type-long-form{font-size:var(--tm-type-long-form-size);font-weight:500;line-height:1.7}.tm-type-body{font-size:var(--tm-type-body-size);font-weight:500;line-height:1.5}.tm-type-eyebrow{font-size:var(--tm-type-eyebrow-size);letter-spacing:.1em;text-transform:uppercase;font-weight:700;line-height:1.4}.tm-type-pill-eyebrow{font-size:var(--tm-type-pill-eyebrow-size);letter-spacing:.09em;text-transform:uppercase;font-weight:700;line-height:1.35}.tm-type-caption{font-size:var(--tm-type-caption-size);font-weight:600;line-height:1.4}.tm-type-meta{font-size:var(--tm-type-meta-size);letter-spacing:.07em;font-weight:700;line-height:1.45}.tm-legal__ordered-list{color:var(--tm-navy);margin:0 0 18px;padding-left:24px;font-size:16.5px;line-height:1.75;list-style:decimal}.tm-legal__ordered-list li{margin-bottom:10px;padding-left:4px}.tm-legal__ordered-list li::marker{color:var(--tm-coral);font-weight:700}.tm-legal__table-wrap{background:#fff;border:1px solid #ececec;border-radius:10px;width:100%;margin:24px 0 30px;overflow-x:auto;box-shadow:0 6px 18px #0216390a}.tm-legal__table{min-width:680px}.tm-legal__table th:first-child,.tm-legal__table td:first-child{width:22%;min-width:160px}.tm-legal__table strong{font-weight:700}.tm-faq-block__inner{width:100%;max-width:880px;margin-inline:auto}.tm-faq-block__header{text-align:center;max-width:780px;margin:0 auto 32px}.tm-faq-block__header .tm-eyebrow{margin-bottom:12px;display:inline-flex}.tm-faq-block__header .tm-h2{color:var(--color-tm-navy);margin:0}.tm-faq-block__header .tm-lede{max-width:680px;color:var(--color-tm-grey-desc);margin:14px auto 0}.tm-faq-list{gap:10px;width:100%;max-width:880px;margin-inline:auto;display:grid}.tm-faq-list__item{border:1px solid var(--color-tm-control-border);box-shadow:var(--shadow-soft);background:#fff;border-radius:12px;transition:border-color .18s;overflow:clip}.tm-faq-list__item:hover,.tm-faq-list__item[open]{border-color:#f65d3c61}@supports (color:color-mix(in lab, red, red)){.tm-faq-list__item:hover,.tm-faq-list__item[open]{border-color:color-mix(in srgb, var(--color-tm-coral) 38%, transparent)}}.tm-faq-list__question{cursor:pointer;min-height:60px;color:var(--color-tm-navy);font-size:var(--tm-type-body-size);justify-content:space-between;align-items:center;gap:20px;padding:16px 20px;font-weight:700;line-height:1.5;list-style:none;display:flex}.tm-faq-list__question::-webkit-details-marker{display:none}.tm-faq-list__question:focus-visible{outline:3px solid var(--color-tm-focus-ring);outline-offset:-3px}.tm-faq-list__toggle{width:18px;height:18px;color:var(--color-tm-coral);flex:0 0 18px;position:relative}.tm-faq-list__toggle:before,.tm-faq-list__toggle:after{content:"";background:currentColor;border-radius:999px;width:14px;height:2px;transition:transform .18s;position:absolute;top:50%;left:50%;transform:translate(-50%,-50%)}.tm-faq-list__toggle:after{transform:translate(-50%,-50%)rotate(90deg)}.tm-faq-list__item[open] .tm-faq-list__toggle:after{transform:translate(-50%,-50%)rotate(0)}.tm-faq-list__answer{border-top:1px solid var(--color-tm-grey-line);color:var(--color-tm-grey-desc);font-size:var(--tm-type-body-size);padding:16px 20px 18px;font-weight:500;line-height:1.7}.tm-faq-list__answer :where(p,ul,ol){margin:0}.tm-faq-list__answer :where(p,ul,ol)+:where(p,ul,ol){margin-top:12px}.tm-faq-list__answer :where(a){color:var(--color-tm-coral);text-underline-offset:2px;font-weight:700;text-decoration:underline}.tm-faq-list__answer :where(strong){color:var(--color-tm-navy);font-weight:700}@media (min-width:640px){.tm-faq-list__question,.tm-faq-list__answer{padding-inline:24px}}:root{--background:var(--color-tm-cream);--foreground:var(--color-tm-navy);--card:#fff;--card-foreground:var(--color-tm-navy);--popover:#fff;--popover-foreground:var(--color-tm-navy);--primary:var(--color-tm-coral);--primary-foreground:#fff;--secondary:var(--color-tm-coral-soft);--secondary-foreground:var(--color-tm-navy);--muted:var(--color-tm-grey-bg);--muted-foreground:var(--color-tm-grey-desc);--accent:var(--color-tm-purple-soft);--accent-foreground:var(--color-tm-purple);--destructive:#e40014;--destructive-foreground:#e40014;--border:var(--color-tm-grey-line);--input:var(--color-tm-grey-line);--ring:var(--color-tm-coral);--chart-1:#f05100;--chart-2:#009588;--chart-3:#104e64;--chart-4:#fcbb00;--chart-5:#f99c00;--radius:.75rem;--tm-header-h:80px;--sidebar:#fafafa;--sidebar-foreground:#0a0a0a;--sidebar-primary:#171717;--sidebar-primary-foreground:#fafafa;--sidebar-accent:#f5f5f5;--sidebar-accent-foreground:#171717;--sidebar-border:#e5e5e5;--sidebar-ring:#a1a1a1;--success:#76c7cc;--warning:#ffd294;--error:#ff847d}@supports 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26.5749)}}[data-theme=dark]{--background:#0a0a0a;--foreground:#fafafa;--card:#0f0f0f;--card-foreground:#fafafa;--popover:#0a0a0a;--popover-foreground:#fafafa;--primary:#fafafa;--primary-foreground:#171717;--secondary:#262626;--secondary-foreground:#fafafa;--muted:#262626;--muted-foreground:#a1a1a1;--accent:#262626;--accent-foreground:#fafafa;--destructive:#82181a;--destructive-foreground:#fb2c36;--border:#262626;--input:#262626;--ring:#525252;--chart-1:#1447e6;--chart-2:#00bb7f;--chart-3:#f99c00;--chart-4:#ac4bff;--chart-5:#ff2357;--sidebar:#171717;--sidebar-foreground:#fafafa;--sidebar-primary:#1447e6;--sidebar-primary-foreground:#fafafa;--sidebar-accent:#262626;--sidebar-accent-foreground:#fafafa;--sidebar-border:#262626;--sidebar-ring:#525252;--success:#003033;--warning:#543200;--error:#843c38}@supports (color:lab(0% 0 0)){[data-theme=dark]{--background:lab(2.75381% 0 0);--foreground:lab(98.26% 0 0);--card:lab(4.4379% 0 0);--card-foreground:lab(98.26% 0 0);--popover:lab(2.75381% 0 0);--popover-foreground:lab(98.26% 0 0);--primary:lab(98.26% 0 0);--primary-foreground:lab(7.78201% -.0000149012 0);--secondary:lab(15.204% 0 -.00000596046);--secondary-foreground:lab(98.26% 0 0);--muted:lab(15.204% 0 -.00000596046);--muted-foreground:lab(66.128% -.0000298023 .0000119209);--accent:lab(15.204% 0 -.00000596046);--accent-foreground:lab(98.26% 0 0);--destructive:lab(28.5139% 44.5539 29.0463);--destructive-foreground:lab(55.4814% 75.0732 48.8528);--border:lab(15.204% 0 -.00000596046);--input:lab(15.204% 0 -.00000596046);--ring:lab(34.924% 0 0);--chart-1:lab(36.9089% 35.0961 -85.6872);--chart-2:lab(66.9756% -58.27 19.5419);--chart-3:lab(72.7183% 31.8672 97.9407);--chart-4:lab(52.0183% 66.11 -78.2316);--chart-5:lab(56.101% 79.4328 31.4532);--sidebar:lab(7.78201% -.0000149012 0);--sidebar-foreground:lab(98.26% 0 0);--sidebar-primary:lab(36.9089% 35.0961 -85.6872);--sidebar-primary-foreground:lab(98.26% 0 0);--sidebar-accent:lab(15.204% 0 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